Terms Of Use

This website was prepared to explain tax-loss harvesting and identify stocks which are highly correlated with each other. It is not intended as tax advice, and the tax consequences of any tax-loss harvesting strategy may be difficult to pursue are is complex and uncertain and may be challenged by the IRS. This information was not prepared to be used, and it cannot be used, by any investor to avoid penalties or interest.

You agree and understand that your use of this site is for educational purposes only and is not intended to provide legal, tax or financial planning advice. You agree as a User that you are responsible for your own investment research and investment decisions, and the operator of this website will not be liable for decisions or actions you take or authorize third parties to take on your behalf based on information you receive as a User of this website or information you see on this website.

The operator of this website cannot be held responsible for any financial insights or recommendations provided to Users. Your use of this website, and the information you provide is at your sole discretion and risk.

THE OPERATOR OF THIS WEBSITE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO ALL CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. THE OPERATOR OF THIS WEBSITE DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:
1. REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THIS WEBSITE, CONTENT AND/OR USER INFORMATION;
2. THAT THIS WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED;
3. THAT THIS WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR
4. REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY THIS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.

No advice or information, whether oral or written, obtained by you from this website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk. Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you.

You agree you will:
- Comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws, and regulatory requirements;
- Use the services solely for your personal, non-commercial use;
- Use the Services in a professional manner

You agree you won't:
- Circumvent, disable, or otherwise interfere with security-related features of this website or features that prevent or restrict use or copying of any content or User information;
- Upload, email, transmit, provide, or otherwise make available:
-- any User information which you do not have the lawful right to use, copy, transmit, display, or make available (including any User information that would violate any confidentiality or fiduciary obligations that you might have with respect to the User information); or
-- any User information that infringes the intellectual property rights of, or violates the privacy rights of, any third-party (including without limitation copyright, trademark, patent, trade secret, or other intellectual property right, moral right, or right of publicity); or
-- unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation; or
-- any personal information that is unlawful, obscene, harmful, threatening, harassing, defamatory, or hateful, or that contain objects or symbols of hate, invade the privacy of any third-party, contain nudity, are deceptive, threatening, abusive, inciting of unlawful action, or are otherwise objectionable; or
-- any personal information that contains software viruses or any other computer code, files, or programs designed to (i) interrupt, destroy, or limit the functionality of any computer software; or (ii) interfere with the access of any user, host or network, including without limitation overloading, flooding, spamming, mail-bombing; or
-- any personal information that includes code that is hidden or otherwise surreptitiously contained within the User information;
- Interfere with or disrupt (or attempt to interfere with or disrupt) any web page, server, or network,
- Attempt to probe, scan, or test the vulnerability of this website or network or breach or impair or circumvent any security or authentication measures;
- Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software;
- Attempt to access, search, or meta-search this website or content thereon with any engine, software, tool, agent, device, or mechanism;
- Violate any applicable law, regulation, or ordinance;
- Scrape or copy information through any means (including crawlers, browser plugins and add-ons, and any other technology or manual work);
- Use, launch, or permit to be used any automated system, including without limitation "robots," "crawlers," or "spiders"; or
- Copy or use the information, content or data on this website in connection with a competitive service.

This website contains commentary and links to certain articles only as a convenience. Linked articles have been written by third parties not affiliated with this website. No information contained in these articles has been endorsed or approved by this website, and this website is not responsible for the content. You shall be fully responsible for any investment decisions you make, and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Clicking on certain links within the website or certain other websites that are linked to the website may take you to other websites, or may display information on your computer screen from other websites. Such websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this website. Links to other Internet services and websites are provided solely for the convenience of Users. A link to any service or website is not an endorsement of any kind of the service or website, its content, or its sponsoring organization.

The operator of this website assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a website, to which the website is linked (a "linked website") and such linked websites are not monitored, investigated, or checked for accuracy or completeness. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services and content obtained from a linked website are provided "as is" without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy.


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